The DreamFi Membership
$9.99 per month
30-day free trial, then $9.99/month.10
A checking account, a Visa® debit card, and everyday benefits in one membership.
Scan to downloadiPhone or Android
Open your phone's camera and point it at your code.
Your membership
A checking account, a Visa® debit card, and everyday benefits in one membership.
Checking and a Visa® debit card2
No minimum balance.1 Freeze your card in one tap.
50,000+ surcharge-free ATMs3
Withdraw cash at Allpoint ATMs.
A monthly bonus on your balance11
Paid monthly, by balance tier. Not interest or APY.
24/7 doctor visits, no copay9
For you, your spouse or partner, and up to 6 dependent children aged 2+.
Also in your membership
Phone protection: up to two claims of $600 each a year, $50 deductible per claim. Term life: complimentary for members under 70 in eligible states, subject to our partner’s approval. Roadside: up to $100 per call and $200 a year. Phone plans: for members who pay their bill from DreamFi checking. Telehealth is not insurance.
30-day free trial, then $9.99/month.10
DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC.1 Benefits subject to change.7
Our co-founder
Co-founder and Civil Rights Attorney
“Financial freedom makes personal freedom more than just a dream.”
Attorney Ben Crump co-founded DreamFi to help make financial security more attainable for more people.
About DreamFiEveryday spending
Made for real life
Your checking account and everyday benefits, ready when you need them.
Payday?
Get paid by direct depositSet it up from the Move tab in the app. You can also add money from a linked bank account or with cash at participating Allpoint+ ATMs.
Lost your card?
Freeze it in one tapLock in-store, online and ATM use from the app.
Sick at 2am?
24/7 doctor visits, no copay9Video or phone, for you, your spouse or partner, and up to 6 dependent children aged 2+.
New prescription?
Prescription savings8Compare major savings programs to find the lowest price near you.
Switching phone plans?
Phone plans from $15/month12For members who pay their bill from DreamFi checking.
Also included: cell phone protection up to $1,000 a year5, $5,000 term life insurance4, a monthly bonus on your balance11 and 24/7 roadside assistance6.
Phone protection: up to two claims of $600 each a year, $50 deductible per claim. Term life: complimentary for members under 70 in eligible states, subject to our partner’s approval. Roadside: up to $100 per call and $200 a year. Telehealth is not insurance.
The DreamFi app
TapChoose a feature to see its screen in the app.
Good morning, Maya
Recent activity
Your card
Talk to a doctor9
Who is the visit for?
How would you like to talk?
Start a visitScreen images simulated. Names and amounts are examples.
For your household
Your checking account and card are yours. 24/7 doctor visits, with no copay, are for your family too.
You
The account holder
Your spouse or partner
Included with you
Up to 6 children
Dependents aged 2+
When a visit can help
Telehealth is not insurance. It does not replace health insurance or emergency care. In an emergency, call 911. Registration is required. Phone protection: up to two claims of $600 each a year, $50 deductible per claim. Term life: complimentary for members under 70 in eligible states, subject to our partner’s approval. Roadside: up to $100 per call and $200 a year. Phone plans: for members who pay their bill from DreamFi checking.
Telehealth comes with DreamFi checking. Start with a 30-day free trial.10 DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC.1
Security
Your account is held at an FDIC member bank, and the controls stay in your hands.
DreamFi is a financial technology company. Your checking account is provided by FinWise Bank.1
Stop in-store, online and ATM transactions from the app, and unfreeze when you're ready.
Don't recognize a transaction? Select it, choose a reason and submit.
DreamFi won't contact you asking for your password. Lock the app with your phone's passcode or fingerprint.
Get started in minutes
You'll need to be 18 or older, with a Social Security number, a U.S. mobile number and a residential address.
Move money in with direct deposit, a linked bank account, or cash at participating Allpoint+ ATMs.
Activate your card in the app, set your PIN, and register for telehealth and your other benefits.
DreamFi Membership
30-day free trial10$9.99/month
Everything below, one price.
Renews monthly until you cancel. Benefits subject to change. Fees may apply.7
Make your money work for you
Free money guides and tools from the DreamFi team, built for real paychecks. No account needed.
Browse all money guidesTake control
Plan by paycheck, not by month: give every bill a payday, put essentials first, and keep a little back for the next check.
Get ahead
Start with $500, then build to one month of essentials, then three. Here’s how to get there on any paycheck.
Emergency fund plannerFree tool · See when you’ll reach $500, then a month of essentials.Stay protected
Scammers pretend to be someone you trust, invent a problem or a prize, rush you and tell you how to pay. Here’s how to stop, check and get help.
Follow us on Instagram
Money tips, community events and DreamFi news, right in your feed.
Questions
Talk to a person
833-637-3266Mon–Fri, 8am–8pm ET
support@dreamfi.comWe'll get back to you by email
Visit the Help centerNo. DreamFi is a financial technology company, not a bank. Banking services are provided by FinWise Bank, Member FDIC, and the DreamFi Visa® Debit Card is issued by Cottonwood Payments.
You need to be at least 18, a U.S. citizen or legal alien with a valid Social Security number, and have a U.S. mobile number and a residential mailing address (no P.O. boxes).
Your debit card should arrive within 7–10 business days after you open your account. Activate it in the app with your card's CVV and set your PIN.
Allpoint ATMs are surcharge-free. Operators outside the Allpoint network may charge their own fees, which DreamFi doesn't cover. Find nearby ATMs in the app.
Yes. You can deposit up to $1,000 in cash per day at participating Allpoint+ ATM locations, and your funds are available within two hours.
Freeze it from the Card tab in the app. If it's gone for good, choose Replace card. Your old card is cancelled right away and a new one arrives in 7–10 business days.
The DreamFi Membership
Start with a 30-day free trial.10 Then it’s $9.99 a month for checking, a DreamFi Visa® debit card and member benefits.
Customer service
Call or email our team,
Monday–Friday, 8am–8pm ET.
Lost or stolen card? Freeze it from the Card tab in the app, or choose Replace card to cancel it and order a new one.