Eligible customers may receive a bonus each month during the promotional period when their account remains open and have an active DreamFi Membership⁸ through the payout date.
Promotional Period: May 1, 2026 – August 31, 2026
Tier
Balance
Monthly Bonus
Tier 1
+$2.50 bonus
Tier 2
$1,000 – $2,499.99
+$5.00 bonus
Tier 3
$2,500 – $4,999.99
+$10.00 bonus
Tier 4
$5,000 – $9,999.99
+$20.00 bonus
Tier 5
$10,000 – $24,999.99
+$40.00 bonus
Tier 6
$25,000 – $49,999.99
+$75.00 bonus
Tier 7
$50,000 or more
+$100.00 bonus
Avg. Monthly Balance
Monthly Bonus Earned
+$2.50 bonus
$1,000 – $2,499.99
+$5.00 bonus
$2,500 – $4,999.99
+$10.00 bonus
$5,000 – $9,999.99
+$20.00 bonus
$10,000 – $24,999.99
+$40.00 bonus
$25,000 – $49,999.99
+$75.00 bonus
$50,000 or more
+$100.00 bonus
Getting cash back is great, but DreamFi does even more to protect your money and your family.
To open your checking account and earn your bonus, you just need a DreamFi Membership. After your first 30 days FREE, it’s only $9.99/month. Along with your bonus, your membership also gives you:
Get your paycheck fast with direct deposit.¹
Get cash for free at over 50,000 ATMs.³
Shop safely in stores or online.²
Talk to a doctor on your phone for $0 copay.⁹
$5,000 in coverage for your family.⁴
If your phone breaks, we help pay for it up to $1,000.⁵
24/7 help if your car breaks down.⁶
Cell phone plans from $15/month
Save money on your medicine⁸
How the Monthly Bonus is calculated
The monthly bonus is calculated using your average end-of-day account balance during each monthly statement cycle.
Bonus cap
The maximum total bonus a customer may earn under this promotion is $700 for the promotional period.
Eligibility requirements
To be eligible for the monthly bonus, you must:
If your account is closed, you will not be eligible for a bonus for the month of closure.
Bonus posting
Bonuses will be credited to the account on the 10th day of each month.
Disclosures
