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Disclosures

DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC.
The DreamFi Visa® Debit Card is issued by Cottonwood Payments pursuant to a license from Visa USA, Inc. Use of this card is subject to the terms and conditions of the account agreement. Visa is a registered trademark of Visa USA, Inc. All other trademarks and service marks belong to their respective owners.
To find a surcharge-free ATM in the Allpoint network visit the DreamFi app or allpointnetwork.com
Life insurance coverage subject to approval from DreamFi’s life insurance partner and available to those who open a DreamFi checking account in eligible states. Eligible states for term life insurance include: Alabama, Alaska Arizona, Arkansas, California, Colorado, Connecticut, Delaware, D.C., Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, New Jersey, Nevada, North Dakota, Ohio, Oklahoma, Pennsylvania, Texas, Tennessee, Vermont, Washington, West Virginia, Wisconsin, Wyoming.
Cell phone protection: Up to two claims up to $600 each with maximum of $1,000 per twelve-month period; $50 deductible per claim.
Roadside assistance: Maximum benefit limit is $100 per occurrence and $200 per twelve-month period. Subject to maximum of two occurrences per twelve-month period.
DreamFi member benefits are subject to change, please see DreamFi.com for complete details. Fees may apply.
Compare major prescription savings programs to find the lowest cost available at pharmacies in your area. Mobile phone plans available to DreamFi members paying bill with their DreamFi checking account, plans starting at $15. See “Member Benefits” within the app for complete details.
Access to 24/7 video or phone visits with U.S.-based board-certiﬁed, licensed, and credentialed doctors ready to help with physical and mental health care— with zero copays. (Registration/activation required.) Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is NOT insurance.
The DreamFi 30-day trial is available to new customers only and begins upon account activation, subject to eligibility requirements. Eligible services are provided at no cost during the trial period. Unless you cancel before the trial ends, you authorize DreamFi to automatically charge fees for your selected membership plan using your payment method on file. This membership will auto renew until cancelled.
The monthly bonus is calculated using your average end-of-day account balance during each day of the monthly statement cycle, including days with zero balance. Bonus amounts are determined by balance tiers and subject to an annual cap of $700 for the promotional period.
Not Interest or APY. This promotional bonus is not interest, is not an Annual Percentage Yield (APY), and should not be compared to interest-bearing accounts. The promotional bonus is paid by DreamFi and not FinWise Bank.
No Guaranteed Earnings. Bonus amounts are not guaranteed and depend on account balances, eligibility, and compliance with promotional terms.
Taxes. Bonuses may be considered taxable income. DreamFi may issue IRS Form 1099 or other required tax documentation. Please consult a tax professional.
Fees. Fees may apply. Any applicable account or membership fees may reduce the overall value of the bonus. See the Account Holder Agreement for details.
Changes or Termination. DreamFi reserves the right to modify, suspend, or terminate this promotion at any time, subject to applicable law.

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