DreamFi $500 “Pay Your Bills” Giveaway

Open to attendees of the National Baptist Convention who are US Residents 18+. Enter to win $500 plus a free DreamFi membership awarded daily!

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Contest Terms and Conditions(Required)

Official Rules – DreamFi Daily $500 Giveaway + Complimentary DreamFi Membership (ARV $119)
Sponsored by DreamFi, Inc. (“Sponsor”)

1. NO PURCHASE NECESSARY
No purchase, payment, or other consideration is required to enter or win. A purchase or payment will not increase your chances of winning. No entry method will provide a greater chance of winning than any other entry method. Void where prohibited.

2. ELIGIBILITY
Open only to legal residents of the United States and the District of Columbia who are 18 years of age or older at the time of entry, with a valid email address and internet access. Employees, officers, and directors of DreamFi, Inc., its affiliates, employees of Sponsor bank FinWise Bank Inc., subsidiaries, advertising and promotional agencies, and their immediate family members (spouse, parent, child, sibling and their respective spouses) or persons living in the same household are not eligible to enter or win. The Promotion is subject to all applicable federal, state, and local laws and regulations.

3. PROMOTION PERIOD
The Promotion begins on Monday, January 11, 2026 at 12:00 a.m. Eastern Time (“ET”) and ends on Thursday, January 14, 2026 at 8:00 p.m. ET (“Promotion Period”).
The Promotion will consist of four (4) daily drawings (each a “Daily Drawing”), as follows:
Daily Drawing 1: January 11, 2026 (12:00 a.m. ET – 8:00 p.m. ET)
Daily Drawing 2: January 12, 2026 (12:00 a.m. ET – 8:00 p.m. ET)
Daily Drawing 3: January 13, 2026 (12:00 a.m. ET – 8:00 p.m. ET)
Daily Drawing 4: January 14, 2026 (12:00 a.m. ET – 8:00 p.m. ET)
Entries must be received during the applicable Daily Drawing period to be eligible for that Daily Drawing.

4. HOW TO ENTER
During the Promotion Period, visit DreamFi.com/NBC and complete the entry form with your name, email address, and confirmation that you are eligible under these Official Rules.
Entrants must also provide affirmative consent to receive marketing communications from DreamFi.com as a condition of entry. Consent is not required for purchase of DreamFi products or services.
Limit one (1) entry per person during the Promotion Period, for a maximum of one (1) entry per person.
Automated or bulk entries are prohibited and will be disqualified. Sponsor reserves the right to disqualify any individual who tampers with or attempts to undermine the entry process or the legitimate operation of the Promotion.

5. PRIZES
Four (4) prizes will be awarded—one (1) per day—each consisting of:
$500 cash, paid via check or electronic transfer, at Sponsor’s discretion; and
One (1) complimentary DreamFi membership, ARV $119 (the “Membership”).
ARV of each Daily Prize: $619
Total ARV of all prizes: $2,476
The Membership is subject to DreamFi’s membership terms and conditions. The Membership may not be exchanged for cash and has no cash equivalent. No substitution, assignment, or transfer of prize is permitted, except that Sponsor reserves the right to substitute a prize of equal or greater value if a prize is unavailable for any reason.
Winners are solely responsible for all applicable federal, state, and local taxes, including income and withholding taxes, if any. Sponsor may issue an IRS Form 1099 or other applicable tax form to winners as required by law.

6. WINNER SELECTION AND NOTIFICATION
One (1) winner per Daily Drawing will be selected in a random drawing conducted by Sponsor from all eligible entries received during the applicable Daily Drawing period.
Each Daily Drawing will take place on January 11, 12, 13, and 14, 2026, at or near the conclusion of the applicable day’s National Baptist Convention programming (exact time and location determined by Sponsor).
Winners may be announced on-site at the National Baptist Convention and will be notified by email within 48 hours. Winner need not be present to win.
Each winner must respond within five (5) days of the notification email to claim the prize. Failure to respond or provide required documentation (including proof of eligibility or identification) within that time may result in forfeiture of the prize, and an alternate winner may be selected.

7. WINNER VERIFICATION / DOCUMENTATION
Potential winners may be required to complete, sign, and return an Affidavit of Eligibility and Liability/Publicity Release and provide proof of identity and eligibility prior to receiving the prize. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver.

8. ODDS OF WINNING
Odds of winning each Daily Drawing depend on the total number of eligible entries received for that Daily Drawing.

9. PUBLICITY RELEASE
By entering, each entrant grants permission to Sponsor and its agents to use the entrant’s name, likeness, voice, city, and state for advertising, publicity, and promotional purposes in any media, worldwide, without further compensation, unless prohibited by law. Sponsor may photograph or record winners (if present) for promotional purposes.

10. GENERAL CONDITIONS
Sponsor reserves the right, in its sole discretion, to cancel, modify, or suspend the Promotion (or any Daily Drawing) if fraud, technical failures, event disruptions, safety concerns, or any other factor beyond Sponsor’s reasonable control impairs the integrity or proper functioning of the Promotion, as determined by Sponsor.
Sponsor reserves the right to modify Daily Drawing times, locations, or procedures due to schedule changes or event disruptions.
Entries generated by script, macro, bot, or other automated means are void. Sponsor is not responsible for lost, late, incomplete, corrupted, misdirected, or otherwise invalid entries. Sponsor’s decisions are final and binding in all matters relating to this Promotion.

11. RELEASE AND LIMITATION OF LIABILITY
By participating, entrants agree to release, discharge, and hold harmless Sponsor, its subsidiaries, affiliates, advertising and promotion agencies, and their respective officers, directors, employees, and agents from and against any claims, damages, or liabilities arising out of participation in the Promotion or the acceptance, use, or misuse of any prize.

12. GOVERNING LAW
This Promotion is governed by the laws of the State of Florida, without regard to conflict-of-law principles. All disputes arising under these Official Rules shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida, and entrants consent to the jurisdiction and venue of such courts.

13. WINNER LIST
To obtain the name of any winner(s), send a self-addressed stamped envelope to:
DreamFi, Inc. – Winner List Request
1 Bank Street, Suite 306
Stamford, CT 06901
Requests must be received by February 28, 2026.
14. SPONSOR
DreamFi, Inc.
1 Bank Street, Suite 306
Stamford, CT 06901
www.DreamFi.com

15. DISCLOSURE
This Promotion is not sponsored, endorsed, or administered by, or associated with the National Baptist Convention, its organizers, or any venue operators. Participation constitutes an agreement to release those entities from any liability related to the Promotion.

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DreamFi $500 “Pay Your Bills” Giveaway

DreamFi $500 “Pay Your Bills” Giveaway

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