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Stop Paying to Get Your Own Money.

Every time you cash your paycheck at a store, you could pay a fee of up to 10% and face long wait times. There is a better way.

Welcome to DreamFi. The app that lets you keep your cash and gives you VIP benefits.

Try your first month entirely free, then it’s just $9.99/month.

Ben Crump, Civil Rights Attorney & Co-Founder

Keep your money. Get more for your life.

With DreamFi, you stop paying check-cashing fees. You get your money fast, and you get tools to protect your family. For just $9.99 a month, you get:

No check cashing fees

Get your paycheck fast with direct deposit.¹

Free ATMs

Get cash for free at over 50,000 ATMs.³

Visa® Debit Card

Shop safely in stores or online.²

Free doctor calls

Talk to a doctor on your phone for $0 copay.⁹

Life insurance

$5,000 in coverage for your family.⁴

Cell phone fixes

If your phone breaks, we help pay for it up to $1,000.⁵

Roadside help

24/7 help if your car breaks down.⁶

Phone plan discounts

Cell phone plans from $15/month

Prescription discounts

Save money on your medicine⁸

Special Offer

Try us for 30 days at no cost.

Afterwards, it’s just $9.99/month. No commitments. Cancel anytime.

DreamFi Visa Debit Card promo image

DreamFi Visa® Debit Card

Visa is a registered trademark of Visa USA, Inc. All other trademarks and service marks belong to their respective owners.

Ready to stop paying fees?

Get full access to free ATMs, direct deposit, life insurance, telehealth, and more for just $9.99/month. Sign up today and your first 30 days are completely FREE. (No hidden fees. No commitments. Cancel anytime.)

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Disclosures

  1. DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC.
  2. The DreamFi Visa® Debit Card is issued by Cottonwood Payments pursuant to a license from Visa USA, Inc. Use of this card is subject to the terms and conditions of the account agreement. Visa is a registered trademark of Visa USA, Inc. All other trademarks and service marks belong to their respective owners.
  3. To find a surcharge-free ATM in the Allpoint network visit the DreamFi app or allpointnetwork.com
  4. Life insurance coverage subject to approval from DreamFi’s life insurance partner and available to those who open a DreamFi checking account in eligible states.  Eligible states for term life insurance include:  Alabama, Alaska Arizona, Arkansas, California, Colorado, Connecticut, Delaware, D.C., Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, New Jersey, Nevada, North Dakota, Ohio, Oklahoma, Pennsylvania, Texas, Tennessee, Vermont, Washington, West Virginia, Wisconsin, Wyoming.
  5. Cell phone protection: Up to two claims up to $600 each with maximum of $1,000 per twelve-month period; $50 deductible per claim.
  6. Roadside assistance: Maximum benefit limit is $100 per occurrence and $200 per twelve-month period. Subject to maximum of two occurrences per twelve-month period.
  7. DreamFi member benefits are subject to change, please see DreamFi.com for complete details.  Fees may apply.
  8. Compare major prescription savings programs to find the lowest cost available at pharmacies in your area.  Mobile phone plans available to DreamFi members paying bill with their DreamFi checking account, plans starting at $15. See “Member Benefits” within the app for complete details.
  9. Access to 24/7 video or phone visits with U.S.-based board-certified, licensed, and credentialed doctors ready to help with  physical and mental health care— with zero copays.  (Registration/activation required.) Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is NOT insurance.
  10. The DreamFi 30-day trial is available to new customers only and begins upon account activation, subject to eligibility requirements. Eligible services are provided at no cost during the trial period.  Unless you cancel before the trial ends, you authorize DreamFi to automatically charge fees for your selected membership plan using your payment method on file.  This membership will auto renew until cancelled.

You may cancel your membership at any time in the app or by logging into your account at DreamFi.com. Cancellation requires closing your checking account and takes effect at the end of the trial period.  DreamFi may modify or terminate this offer in accordance with applicable law. Additional terms apply; see the DreamFi Account Agreement for details.

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